100m-money

Builds a 30-day money model computing CAC, gross profit, and growth gates from business figures.

Updated Dec 18, 2025
One-click install
npx skills add https://github.com/l0lxl0lw/dotfiles --skill 100m-money-l0lxl0lw
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: 100m-money
Source: https://github.com/l0lxl0lw/dotfiles/tree/main/ai/shared/skills/business/100m/100m-money
Command: npx skills add https://github.com/l0lxl0lw/dotfiles --skill 100m-money-l0lxl0lw

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve? Many businesses have customers but never enough cash, because the gross profit from each customer arrives too slowly to fund acquiring the next one. This Skill turns vague feelings about cash flow into a written money model with computed CAC, 30-day gross profit, and LTGP:CAC ratios tested against two explicit gates. ## Core Features & Use Cases - Guided financial interview: Collects six core numbers (price, delivery cost, acquisition spend, new customers, 30-day repeat spend, repeat behavior) one at a time, recording whether each is measured, estimated, or assumed. - Two-gate diagnosis: Computes GP30/CAC against a 2.0x floor and LTGP/CAC against a 3.0x floor, then names which of four stages (attraction, upsell, downsell, continuity) is missing. - Sequenced 30-day plan: Selects named plays from Alex Hormozi's $100M Money Models, arranges them day-by-day with estimated take rates, re-runs the gates on projections, and stress-tests at half the assumed rates. - Use Case: A service business owner says ads don't pay back. The Skill interviews for real figures, finds GP30/CAC is 1.17x, prescribes an immediate post-purchase upsell, and writes a dated money-model doc with one weekly assignment. ## Quick Start Ask the assistant to build a money model for your business using your last 30 days of acquisition spend and customer numbers.

Frequently Asked Questions about 100m-money

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I calculate whether my ads pay back customer acquisition cost?

Divide 30-day gross profit per customer by CAC, where CAC is total acquisition spend (ads, agency, commissions, sales cost) divided by new paying customers. A ratio of 2.0x or higher means each customer funds acquiring the next one.

What is a good LTGP to CAC ratio for a business?

The skill uses 3:1 as the floor for long-term health: below that, nothing remains for overhead or profit after acquisition is paid. It treats this as a strong heuristic, not a universal law, since contract length and churn change the picture.

When should I use a money model instead of fixing my offer or lead generation?

Use it when people buy but cash is still short. If too few people see the product, that is a leads problem; if people see it and don't buy, that is an offer problem. The skill runs a scope check first and redirects to those cases.

Can I build a money model if I don't know my CAC or margins?

Yes, but the session becomes a projection. Every unknown figure is marked as assumed, the first assignment becomes measuring acquisition spend and new customers over 30 days, and conclusions are stress-tested at pessimistic values.

Why does the model use gross profit instead of revenue?

Gates use gross profit (revenue minus direct delivery cost) because revenue-based models are the most common failure mode. Only money left after delivering the product can fund acquiring the next customer.

Should every business add a subscription or continuity offer?

No. The skill asks what the customer actually receives in month two before recommending recurring billing. Continuity on a product without recurring value creates churn and chargebacks rather than compounding revenue.