What problem does it solve? Loan officers juggle dozens of borrower files with strict federal disclosure deadlines, expiring documents, and underwriting conditions, and a single missed TRID window or expired pay stub can delay or kill a closing. ## Core Features & Use Cases - Borrower Intake & Pre-Qualification: Structured intake scripts and worksheets that calculate DTI, LTV, and product eligibility across conventional, FHA, VA, USDA, jumbo, and commercial loans. - Compliance & Pipeline Tracking: TRID timeline trackers for Loan Estimate and Closing Disclosure delivery, rate lock expiration alerts, document expiration monitoring, and underwriting condition logs. - Borrower Communication Templates: Ready-to-use status updates for application receipt, document requests, appraisal orders, approvals, clear-to-close, and closing reminders. - Use Case: A loan officer receives a new purchase inquiry, uses the intake script to pre-qualify the borrower same-day, issues the Loan Estimate within the 3-business-day TRID window, and tracks every condition through to an on-time closing. ## Quick Start Ask the assistant to pre-qualify a borrower with $9,000 monthly income, $1,800 in monthly debts, and a $400,000 purchase price, then generate the document checklist and TRID timeline for the file.
