ap2-payment-processor

Automate payment authorization by constructing and submitting payment authorization messages to payment networks using a Payment Mandate. This handles agentic commerce transactions by integrating directly with the payment infrastructure.

An AP2 Merchant Payment Processor is an agent role that authorizes payments initiated by a Shopping Agent. You need it to securely process payments and manage authorization flows within the Agentic Payments Protocol.

Handle 3DS2 and OTP security challenges by configuring your payment processor agent to manage verification flows automatically. The agent processes these challenges to ensure secure and verifiable transactions.

Yes, you need a Credentials Provider to process AP2 payments. The processor requests and processes necessary credentials from the provider to authenticate and authorize transactions securely.

Yes, you can generate detailed receipts automatically after successful AP2 payment authorization. The processor creates these receipts to provide verifiable proof of the completed transaction.

Using an agent for payment processing requires managing security challenges like 3DS2 and OTP manually if automation fails. It is limited to transactions within the Agentic Payments Protocol and depends on external Credentials Providers.