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arf-topic-aa-electronic-payments-sca-with-w

Implements Strong Customer Authentication for electronic payments using the EUDI Wallet and PSD2/3 compliance.

Updated Mar 7, 2026
Search Tags:#authentication#compliance#sca#psd2#electronic payments#eudI wallet#psd3
One-click install
npx skills add https://github.com/sourcelabbg/eudi-knowledge --skill arf-topic-aa-electronic-payments-sca-with-w
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: arf-topic-aa-electronic-payments-sca-with-w
Source: https://github.com/sourcelabbg/eudi-knowledge/tree/main/.ai/skills/arf-topic-aa-electronic-payments-sca-with-w
Command: npx skills add https://github.com/sourcelabbg/eudi-knowledge --skill arf-topic-aa-electronic-payments-sca-with-w

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes references (resource) components.

What problem does it solve?

This Skill addresses the complex requirements for implementing Strong Customer Authentication (SCA) for electronic payments using the EUDI Wallet, ensuring compliance with PSD2/PSD3 and secure payment attestation flows.

Core Features & Use Cases

  • SCA Compliance: Guides implementation of Strong Customer Authentication for electronic payments according to PSD2/PSD3.
  • Payment Attestation Flows: Details issuer-requested and payee-requested flows for SCA.
  • Dynamic Linking: Ensures user consent is tied to specific actions, preventing fraud.
  • Use Case: A financial institution needs to integrate EUDI Wallet for SCA on payment transactions. This Skill provides the necessary technical requirements and guidance for their developers to ensure compliance and security.

Quick Start

Consult the ARF documentation for implementing Strong Customer Authentication for electronic payments using the EUDI Wallet.

Frequently Asked Questions about arf-topic-aa-electronic-payments-sca-with-w

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
What is Strong Customer Authentication for electronic payments using the EUDI Wallet?▼

Strong Customer Authentication (SCA) for electronic payments using the EUDI Wallet is a compliance process ensuring secure user verification under PSD2/PSD3 regulations. It involves payment attestation flows that tie explicit user consent to specific transaction data through dynamic linking.

How do I implement SCA compliance for EUDI Wallet payment transactions?▼

To implement SCA compliance for EUDI Wallet payments, follow technical guidance for issuer-requested and payee-requested payment attestation flows. Implementation requires ensuring dynamic linking and explicit user consent are integrated into your payment processing architecture for PSD2/PSD3 compliance.

Does PSD3 compliance require dynamic linking for EUDI Wallet payment attestation?▼

Yes, PSD3 compliance requires dynamic linking for EUDI Wallet payment attestation to prevent fraud. This ensures the user's explicit consent is securely tied to the specific transaction amount and payee details during the electronic payment authentication process.

What is the difference between issuer-requested and payee-requested SCA flows?▼

Issuer-requested and payee-requested SCA flows differ by which party initiates the payment attestation request during an electronic payment. Both flows require EUDI Wallet integration to verify transaction data clarity and obtain explicit user consent for PSD2/PSD3 compliance.

Why do financial institutions need PSP integration for EUDI Wallet SCA?▼

Financial institutions need Payment Service Provider (PSP) integration for EUDI Wallet SCA to securely transmit payment attestation data. This integration ensures that electronic payment transactions meet technical requirements for dynamic linking and regulatory compliance under PSD2/PSD3.

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