bank-tier-classification

What problem does it solve?

It prevents quant and analyst workflows from treating the same SEC offering form as “equivalent” when the placement/underwriting agent differs, which can materially change dilution cadence and post-deal price behavior.

Core Features & Use Cases

• Agent-based 4-tier classification: Maps named placement agents (e.g., Goldman, H.C. Wainwright, Maxim) into a Tier 1–4 framework linked to typical deal structure and aggressiveness.
• Risk read that changes outputs: Produces a dilution-risk profile that updates interpretation of the offering beyond what the form type alone implies.
• Multi-agent resolution rule: Uses the lowest (most aggressive) tier when multiple agents are listed, to avoid underestimating risk.
• Workflow alignment with related skills: Guides users to combine agent tier with structure checks like ATM vs. registered direct and timing safety.

Quick Start

Use the bank-tier-classification skill when a filing names a placement agent or lead/sales underwriter (for example, a 424B5) to classify the agent into Tier 1–4 and adjust dilution risk accordingly.