cfo-tresorerie

What problem does it solve?

Helps CFOs and finance teams detect and resolve short-term liquidity stress by producing reliable cash forecasts, diagnosing working capital needs (BFR), monitoring bank covenants, and recommending prioritized actions to restore liquidity.

Core Features & Use Cases

• 13-week cash forecasting with weekly granularity, point-low detection, HTML/CSV output and automated alerts for imminent cash shortfalls.
• 12-month rolling forecast with optimistic/realistic/pessimistic scenarios, CAPEX integration and weighted projections for strategic planning.
• BFR diagnostic & optimization: DSO/DPO/DIO calculations, sector benchmarking and targeted levers (relance, factoring, renegotiation).
• Bank relations & covenants monitoring (DSCR, leverage, ICR), cash pooling for groups, cash burn/runway for startups, and hedging guidance for FX exposures.
• Connectors & templates: integrates Qonto MCP when available, accepts CSV imports, and produces ready-to-share templates (HTML/Excel/Markdown) and an actionable plan-of-action template.

Quick Start

Generate a 13-week cash forecast from the company's initial balance using historic transactions CSV and deliver an HTML forecast plus an actionable plan if a tension threshold is breached.