charlie

Consolidate financial frameworks for bootstrapped startups into a CFO workflow.

293|35|Updated Jan 29, 2026
One-click install
npx skills add https://github.com/EveryInc/charlie-cfo-skill --skill charlie
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: charlie
Source: https://github.com/EveryInc/charlie-cfo-skill/tree/main
Command: npx skills add https://github.com/EveryInc/charlie-cfo-skill --skill charlie

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes references (resource) components.

What problem does it solve?

Charlie CFO provides a practical, AI-driven framework to manage finances for bootstrapped startups, acting as a virtual CFO to improve runway, unit economics, working capital, and forecasting.

Core Features & Use Cases

  • Runway & liquidity planning: model cash burn, reserve targets, and 24-36 month runway scenarios.
  • Unit economics optimization: analyze LTV:CAC, CAC payback, and gross margins to guide pricing and growth.
  • Forecasting & capital allocation: driver-based planning, scenario modeling, and investment payback decisions.

Quick Start

Ask: "What is our current runway and what actions maximize cash runway over the next quarter?"

Frequently Asked Questions about charlie

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I calculate and maximize cash runway for a bootstrapped startup?

Cash runway for a bootstrapped startup is calculated by modeling your current cash burn rate against reserve targets. You can maximize runway by optimizing working capital, adjusting spending, and running 24-36 month scenario forecasts to extend liquidity.

What is the best way to analyze unit economics like LTV:CAC for a pre-revenue company?

Analyzing unit economics like LTV:CAC for a pre-revenue company involves estimating customer lifetime value against acquisition costs. Driver-based financial modeling helps project gross margins and CAC payback periods to guide pricing and growth decisions before scaling.

Can I use financial forecasting for capital allocation decisions without a dedicated CFO?

Financial forecasting for capital allocation can be done without a dedicated CFO by applying standard financial frameworks. Scenario modeling and investment payback analysis guide resource distribution across pre-revenue and scaling startup phases.

How does working capital optimization improve startup liquidity?

Working capital optimization improves startup liquidity by streamlining cash inflows and outflows. Managing operational efficiency directly extends your cash runway and supports better reserve targeting during scaling.

Does bootstrapped startup financial modeling require specific accounting software dependencies?

Bootstrapped startup financial modeling does not require specific accounting software dependencies. It relies on standard financial modeling concepts and reference frameworks to guide cash management and forecasting decisions.

When should I use scenario modeling for startup capital allocation?

Scenario modeling for startup capital allocation should be used when planning investments across pre-revenue to scaling phases. It evaluates investment payback decisions and driver-based outcomes to ensure efficient resource distribution.