Calculate itemized mortgage refinance closing costs across ten licensed states.
npx skills add https://github.com/dr-code/beacon --skill closing-costs-dr-code
Please help me install this Agent Skill. Skill: closing-costs Source: https://github.com/dr-code/beacon/tree/main/plugins/mortgage/skills/closing-costs Command: npx skills add https://github.com/dr-code/beacon --skill closing-costs-dr-code
Automates the calculation of itemized closing costs for mortgage refinance transactions, reducing manual estimation errors and ensuring compliance-ready disclosures.
Run the closing-costs skill with a refinance scenario to generate a state-specific itemized closing-cost breakdown.
High-intent search queries and answers about installing and using this skill.
Mortgage refinance closing costs are calculated by applying state-specific fee schedules to generate an itemized breakdown of lender, third-party, title, and recording costs. This approach satisfies deterministic calculation requirements for compliance-ready borrower disclosures.
Closing cost calculations handle FHA UFMIP refund netting for Streamline refinances and apply VA funding fee disability exemptions by enforcing specific product rules. This ensures accurate, compliant fee outputs for FHA and VA transactions.
Yes, state-specific fee schedules are supported for Conventional, FHA, FHA Streamline, VA IRRRL, and VA Cash-Out refinance products. The calculation applies ten state rules to produce accurate lender, third-party, and title costs.
A compliance-ready refinance closing cost disclosure includes an itemized breakdown of lender, third-party, title/settlement, and recording/taxes fees. It enforces compliance disclosure rules and refund netting for accurate borrower review.
Yes, the closing cost calculation supports scenario-specific inputs for various mortgage products. It applies deterministic calculation requirements to generate accurate, itemized cost breakdowns tailored to each refinance scenario.
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lendtrainCalculate itemized closing costs for mortgage refinance transactions across ten states.
