coco-budget-planner

Budget projection works by taking your monthly income, fixed and variable expenses, and savings goals to compute remaining balance. It then forecasts your balance over 3, 6, and 12 months with optional interest applied to your accumulated savings.

Yes, you can apply allocation strategies like 50/30/20, 70/20/10, or zero-based budgeting to your personal budget. The tool uses these rules to categorize your income and produces visual dashboards showing income, expenses, and goal progress.

You need to provide monthly income, fixed expenses, variable expenses, optional savings goals, and allocation rules. The budget calculation uses these inputs to compute total expenses, savings, and remaining balance for your small business.

Yes, goal-based savings scenarios are handled through optional savings goals inputs. The tool calculates your required allocations separately from your fixed and variable expenses to track specific savings targets within your overall budget projection.

Zero-based budgeting allocates every dollar of income to expenses or savings, leaving zero remaining balance. Percentage-based rules like 50/30/20 split income into fixed categories, while zero-based requires explicit allocation rules for all funds.