company-valuation

Use yfinance to pull income statements, cash flow, and balance sheet data, then project five years of FCFF using historical margins and consensus growth. Discount at WACC derived from CAPM, add a terminal value, and bridge enterprise value to equity per share.

Triangulate three methods: a 5-year DCF for intrinsic value, peer median multiples like P/E and EV/EBITDA for market-anchored pricing, and sum-of-the-parts for multi-segment companies. Blend them with weights such as 50/50 or 40/30/30 when SOTP applies.

Standard DCF is inappropriate for banks, insurers, and REITs because debt is operational funding. Use dividend discount or excess return models for financials, P/B or P/TBV multiples for banks, and NAV or P/FFO approaches for REITs instead.

Select 4-6 peers sharing the same GICS industry, business model, and similar growth and margin profiles, then use the median multiple rather than the mean. Adjust the implied multiple by 10-30% when the target's growth, margins, or leverage diverges materially from peers.

Terminal value exceeding 80% of enterprise value means the model is effectively a multiple-expansion bet on distant assumptions. Cross-check the Gordon growth TV against an exit-multiple TV, and flag the result if the two diverge by more than 30%.

It uses yfinance for financial statements, analyst estimates, beta, and live 10-year Treasury yields via the ^TNX ticker. The data is unofficial, so any investment decision should be cross-checked against primary filings.