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PhongCT1105
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connect-recommend

Recommends Stripe Connect account configurations and charge patterns for platforms and marketplaces.

Updated Jul 30, 2026
Search Tags:#marketplace#recommendation#payouts#stripe connect#payment routing#charge patterns#account configuration
One-click install
npx skills add https://github.com/PhongCT1105/okta_stripe_hack --skill connect-recommend-phongct1105
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: connect-recommend
Source: https://github.com/PhongCT1105/okta_stripe_hack/tree/main/.agents/skills/connect-recommend
Command: npx skills add https://github.com/PhongCT1105/okta_stripe_hack --skill connect-recommend-phongct1105

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes references (resource) components.

What problem does it solve? Choosing the right Stripe Connect configuration is error-prone: dashboard access, fee collection, loss liability, and charge patterns interact in ways that can silently create liability mismatches or blocked combinations. This Skill guides you through a structured discovery process and produces a validated integration recommendation. ## Core Features & Use Cases - Business Research & Auto-Detection: Researches your company from a URL or description and scans your codebase for existing Connect patterns to pre-fill decisions. - Guided Discovery: Asks targeted questions about business model, payment flow, dashboard preference, dispute ownership, and fee structure, one at a time. - Compatibility Validation: Cross-checks every recommendation against a compatibility matrix, blocking invalid combinations (for example, Stripe-owned losses with destination charges) and explaining the fix. - Use Case: You are building a marketplace where customers pay your platform and sellers receive payouts. The Skill recommends an Express dashboard with platform-owned fees and losses, destination charges, embedded onboarding components, and a fee calculation that preserves your margin. ## Quick Start Ask the assistant to recommend a Stripe Connect configuration for your marketplace or SaaS platform, providing your company URL or a short business description.

Frequently Asked Questions about connect-recommend

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I choose the right Stripe Connect configuration for my marketplace?▼

Provide your company URL or business description and the skill researches your model, then maps findings to a recommended configuration. Marketplaces typically get an Express dashboard, platform-owned fees and losses, and destination charges with embedded onboarding.

What is the difference between direct, destination, and separate charges in Stripe Connect?▼

Direct charges make the connected account the merchant of record, destination charges make the platform the merchant of record with automatic transfers, and separate charges and transfers let you split one payment across multiple accounts or delay payouts. The skill selects the pattern based on who owns the customer relationship.

Should I use the legacy Stripe account types or Accounts v2?▼

Use the Accounts v2 API with explicit fields for dashboard, fees_collector, and losses_collector instead of the legacy type parameter (standard, express, custom). The skill reframes account type questions into v2 configuration dimensions automatically.

Why is my Stripe Connect configuration combination blocked?▼

Combinations like losses_collector set to stripe with destination charges are blocked because disputes debit the platform balance while the platform has no mechanism to recover funds from connected accounts. The skill explains the failure mechanism and recommends the nearest allowed alternative.

How do I make sure my platform fee covers Stripe processing fees?▼

With destination charges the platform always pays Stripe processing fees, so the skill runs a mandatory fee economics check and recommends calculating application_fee_amount to include the estimated Stripe fee plus your margin. It also points to the Platform Pricing Tool and margin reports.

When should I not use Stripe Connect?▼

If your business is a direct seller with no multi-party payment routing, a standard Stripe integration is more appropriate than Connect. The skill flags this case during research and offers to exit toward a standard integration path.

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