What problem does it solve? Monetizing API endpoints requires building payment verification, wallet integration, and 402 response handling from scratch. This Skill guides the creation of server-side paywall middleware that serves HTML payment pages to browsers and JSON 402 responses to API clients, with automatic Algorand wallet integration. ## Core Features & Use Cases - PaywallBuilder Configuration: Build paywall providers with network handlers for AVM (algorand:), EVM (eip155:), and SVM (solana:*) chains, with priority-ordered handler registration. - Framework Middleware: Integrate payment gating with Express.js, Hono, or Next.js using paymentMiddleware, paymentProxy, or the withX402 route wrapper. - Wallet Integration: Automatically discover and connect Pera, Defly, and Lute wallets via wallet-standard, check USDC balances, and handle transaction signing. - Use Case: Protect a premium weather API endpoint with a $0.01 USDC payment on Algorand testnet, so browsers see a branded payment page while API clients receive a machine-readable 402 response. ## Quick Start Create an x402 paywall for my Express API that charges 0.01 USDC on Algorand testnet for the /api/premium-content endpoint.