credit

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Analyze credit across IG to distressed debt.

Authortmcga
Version1.0.0
Installs0

System Documentation

What problem does it solve?

Provide rigorous, end-to-end credit analysis across investment-grade, high-yield, and distressed debt, delivering quantified default risk, expected losses, and recovery estimates to guide disciplined investment decisions.

Core Features & Use Cases

  • Altman Z-Score and Merton distance-to-default for default probability estimation.
  • Covenant analysis with maintenance and incurrence checks, headroom stress tests, and leverage/coverage review.
  • Relative value and scenario analysis including CDS/bond basis, spread decomposition, and peer benchmarking.
  • Recovery waterfall modeling by seniority under various enterprise value scenarios, plus distressed restructuring timelines.
  • Portfolio risk and contagion checks with CDS-implied risk, market-implied PD triangulation, and sensitivity analyses.

Quick Start

Analyze a given issuer's credit thesis by compiling PD, LGD, covenant posture, and relative value in a single credit analysis package.

Dependency Matrix

Required Modules

None required

Components

Standard package

💻 Claude Code Installation

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Please help me install this Skill:
Name: credit
Download link: https://github.com/tmcga/alpha-stack/archive/main.zip#credit

Please download this .zip file, extract it, and install it in the .claude/skills/ directory.
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