credit-risk-extraction

What problem does it solve?

This Skill converts unstructured credit-risk narratives in bank/credit materials into a structured, audit-friendly report with enterprise label profiling and per-risk extraction, while enforcing strict anti-regression rules (e.g., no risk grading, no vague wording, full coverage, and exact原文复制).

Core Features & Use Cases

• Enterprise label profiling: Produces a 14-tag enterprise picture using GB/T 4754-2017 four-level industry classification (门类→大类→中类→小类).
• Risk point extraction & transformation: Extracts all risk points (R1…RN) from sections like “授信业务关键风险评价/建议关注事项/风险提示” and converts each into a 6-dimension structured record.
• Compliance guardrails: Blocks prohibited outputs (risk grading, vague words, payoff/investment promises) and requires full, exact original risk text coverage.
• Use Cases: Pre-loan due diligence packaging, approval committee materials, risk report quality review, and building a reusable risk knowledge base for credit teams.

Quick Start

Use the credit-risk-extraction skill to generate a complete risk extraction report from your uploaded 信贷报告/风险评价文本 and 企业基本情况描述, following the required output template.