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Walter102202
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creditos_consumo

Analyze credit issues in Chile with legal citations from CMF and SERNAC.

1|2|Updated May 6, 2026
Search Tags:#regulatory compliance#financial literacy#credit analysis#consumer rights#credit issues
One-click install
npx skills add https://github.com/Walter102202/finple --skill creditos-consumo
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: creditos_consumo
Source: https://github.com/Walter102202/finple/tree/main/.claude/skills/creditos_consumo
Command: npx skills add https://github.com/Walter102202/finple --skill creditos-consumo

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) and references (resource) components.

What problem does it solve?

This Skill provides comprehensive guidance on credit issues, including consumer, mortgage, and personal loans, helping users understand their rights and obligations.

Core Features & Use Cases

  • Credit Issue Analysis: Identifies and classifies credit-related problems such as late payments, interest rates, and contract disputes.
  • Regulatory Guidance: Offers insights into relevant Chilean laws and regulations governing credit and financial products.
  • Problem Resolution: Suggests appropriate actions and contacts for resolving credit issues.
  • Use Case: If a user encounters an unexpected charge on their credit card, this Skill can help determine if it's a legitimate charge or a potential violation of consumer rights.

Quick Start

Use the creditos_consumo skill to analyze my credit card charge issue where I was charged for a service I did not receive.

Frequently Asked Questions about creditos_consumo

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I check if an unexpected credit card charge violates consumer rights in Chile?▼

To verify a credit card charge against Chilean consumer rights, this Skill analyzes the dispute and cites regulations from SERNAC and CMF to determine if the charge violates compliance rules.

What Chilean regulations govern personal loan terms and late payment interest rates?▼

Personal loan terms and interest rates in Chile are governed by regulations enforced by the CMF and SERNAC, which this Skill references to provide regulatory compliance guidance on financial products.

How do I resolve a dispute over mortgage loan contract terms using regulatory citations?▼

To resolve a mortgage loan contract dispute, this Skill classifies the credit issue and suggests appropriate regulatory contacts and actions by citing relevant Chilean laws from bodies like the CMF.

Do I need access to legal databases to analyze credit issues in Chile?▼

Yes, analyzing credit issues in Chile requires access to legal databases and regulatory documents, as this Skill relies on those sources to provide accurate legal citations from the CMF and SERNAC.

What is the best way to classify a consumer finance problem for regulatory compliance in Chile?▼

The best way to classify a consumer finance problem for regulatory compliance in Chile is to analyze the specific credit issue, such as late payments or contract disputes, and match it with applicable CMF regulations.

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