diagnostico

What problem does it solve?

Help users assess whether a debtor is in a situation of insolvency under Spain’s TRLC and choose the most appropriate procedural path (pre-insolvency communication vs. direct bankruptcy request), based on the facts provided.

Core Features & Use Cases

• Insolvency assessment (objective & subjective budgets): Evaluates insolvency actual, imminent, and probable using TRLC criteria and required indicators.
• Procedural recommendation with critical timelines: Compares options such as art. 583 pre-concurso communication, voluntary concurso, and necessary concurso, including key deadlines and risk notes.
• Structured drafting-ready output: Produces a diagnosis template for review by a licensed insolvency professional, explicitly flagging missing data and verification points.

What problem does it solve?

When a user asks for “insolvency diagnosis” or provides financial facts about a struggling business, this Skill organizes the missing inputs and returns an orientation report aligned to the TRLC framework.

Quick Start

Use the diagnostico skill when you want to evaluate insolvency by describing the debtor’s legal form, balance sheet figures, income statement, near-term maturities, current defaults, and any enforcement actions.