What problem does it solve? Families struggle to maintain a shared budget without connecting bank accounts or installing apps. This Skill builds one shared Excel workbook with live formulas and lets the family log expenses by typing plain-language messages in Hebrew or English. ## Core Features & Use Cases - Workbook Generation: Runs a guided setup interview, then builds a multi-tab .xlsx (transactions, dashboard, goals, recommendations, net worth) with live SUMIFS formulas that survive the Google Sheets import. - Natural-Language Logging: Parses messages like "שילמתי 250 בשופרסל" or "salary 18,500 net" into categorized transaction rows using an Israeli merchant-to-category map, with credit-card reconciliation to avoid double-counting. - Goals & Recommendations: Computes required monthly savings per goal, flags gaps against the monthly surplus, and maps Israeli benefit clubs (תן ביס, חבר, credit-card cashback) to concrete savings actions. - Use Case: An Israeli household asks to set up a family budget, receives a Google-Sheets-ready workbook aligned to a 15th-to-15th salary cycle, then logs daily spending through chat while the dashboard recalculates itself. ## Quick Start Ask the assistant to set up a family budget and answer the short setup interview so it can generate your shared budget workbook.
