Fee_Delta_and_Impact_Simulation

To calculate fee deltas for merchant payments, you match transactions against fee rules while considering card schemes, account types, MCC codes, and capture delays. This determines the exact monetary impact of a specific rate change on merchant fees.

An MCC change delta computes the fee difference for merchants when their Merchant Category Code changes. It matches updated MCC codes against applicable fee rules to identify the exact resulting cost variance for the merchant.

You identify affected merchants by simulating the fee rule applicability change against transaction data. The simulation matches transactions based on card schemes, account types, monthly fraud levels, and volumes to pinpoint impacted merchants.

Yes, calculating fee deltas and merchant impacts requires json and pandas. These dependencies handle loading transaction data and executing the computational scripts needed to match payments against complex fee rules.

When simulating fee rule changes, the computation matches transactions against card schemes, account types, MCC codes, capture delays, monthly fraud levels, and monthly volumes to accurately compute the fee delta and merchant impact.

Yes, you can calculate a fee delta for a specific merchant by providing the merchant identifier, the fee rule ID, and the new rate. The simulation applies this rate change to the merchant's transactions to compute the resulting fee difference.