Create a personal finance plan covering cash flow, debt, emergency fund, and retirement.
npx skills add https://github.com/EliasOulkadi/shokunin --skill finance-eliasoulkadi
Please help me install this Agent Skill. Skill: finance Source: https://github.com/EliasOulkadi/shokunin/tree/main/.pack/skills/finance Command: npx skills add https://github.com/EliasOulkadi/shokunin --skill finance-eliasoulkadi
This Skill turns scattered personal finance goals into a clear, step-by-step plan so you can budget, reduce debt, build an emergency fund, and invest for retirement with fewer mistakes.
Use the finance skill to create a personalized plan by sharing your take-home income, monthly expenses for the last 30 days, all debts with rates and minimums, current assets/liabilities, and your retirement account status.
High-intent search queries and answers about installing and using this skill.
A complete personal finance plan assesses cash flow, net worth, debt payoff, emergency fund needs, and retirement investing priorities sequentially. This 5-pillar workflow prevents common failures by guiding budgeting, debt reduction, and contribution ordering step by step.
Retirement account contribution prioritization follows a strict hierarchy: 401(k), HSA, IRA, then taxable brokerage. Investment hierarchy rules also evaluate Mega Backdoor Roth and Backdoor Roth decision points for optimal tax optimization.
Emergency fund needs assessment calculates target savings and mandates keeping the balance in a High Yield Savings Account (HYSA). Explicit safety rails prevent investing emergency funds to ensure liquidity and protect principal.
Budgeting and debt reduction planning requires your take-home income, 30 days of monthly expenses, all debts with interest rates and minimums, current assets and liabilities, and retirement account status to generate accurate cash flow and net worth assessments.
Financial document retention setup establishes a schedule for keeping financial records and includes an insurance review checklist covering health, auto/home, life, and disability policies to maintain comprehensive coverage and compliance.
The finance planning framework includes skip logic within its 5-pillar workflow, allowing users with no current retirement investments to proceed through cash flow, debt payoff, and emergency fund steps before initiating retirement investing priorities.
JayRHaConvert income and expenses into a categorized monthly budget plan.
aarushlohitGuide personal finance planning across cash flow, debt, and investments.
CatRabbit499Identify missed deductions and tax-saving opportunities in tax returns.
lvndryGenerate a formatted personal budget plan with recommended allocations.
