financial-checkup

What problem does it solve?

This skill turns scattered financial data into a repeatable, auditable workflow for personal, family, and small business financial and insurance analysis in Taiwan, aligning with official sources and practical guidance to deliver actionable insights.

Core Features & Use Cases

• Automated financial health check covering income, expenses, assets, liabilities, liquidity, debt stress, retirement gap, and insurance costs.
• Insurance policy checkup including surrender value, IRR, premium burden, mortgage coverage, and suitability assessment, with clear stop-gap when data is incomplete.
• Combined household and small business cash flow analysis with prioritized risk grading and remediation plans.
• Use Case: A family and small business can be analyzed together to identify interlinked cash flow risks and policy gaps.

Quick Start

Provide the user’s current financial inputs (income, expenses, assets, liabilities) and insurance details to generate a prioritized, evidence-based financial and policy health check.