financial-plan-builder

Generate a 12-month cash projection from a YAML finance config.

6|1|Updated May 13, 2026

Search Tags:#financial planning #sensitivity analysis #cash projection #runway modeling #MRR forecasting #hiring costs #budget spreadsheet

Ready to run

npx skills add https://github.com/Xipher-Labs/walter-os --skill financial-plan-builder

💬 Prompt for ChatGPT / Claude Chat▼

Please help me install this Agent Skill.
Skill: financial-plan-builder
Source: https://github.com/Xipher-Labs/walter-os/tree/main/skills/financial-plan-builder
Command: npx skills add https://github.com/Xipher-Labs/walter-os --skill financial-plan-builder

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

It eliminates spreadsheet drift and ad-hoc “back of the napkin” forecasting by turning a YAML input into a consistent 12-month cash projection you can track over time.

Core Features & Use Cases

Build a 12-month cash projection from YAML: starting balance, revenue assumptions (MRR growth + contracts + one-off payments), fixed costs, variable costs, hiring costs, and one-off expenses.
Compute actionable funding markers: monthly cash table, runway in months, break-even month, and a simple sensitivity analysis (base/bull/bear plus optional hire pauses).
Produce board-ready outputs: human-readable Markdown plus an importable CSV, including a summary suitable for investor/operator updates.

Quick Start

Use the financial-plan-builder skill to read your finances/plan.yml and generate the monthly projection, runway, and summary outputs for the next 12 months.

Frequently Asked Questions about financial-plan-builder

High-intent search queries and answers about installing and using this skill.

FAQPage Schema

How do I build a 12-month cash flow projection from a YAML finance config?▼

You can build a 12-month cash flow projection by defining your starting balance, MRR growth, contracts, and fixed costs in a YAML config file. The system processes this input to generate deterministic monthly revenue, costs, net cash balance, and runway outputs.

Can I model discrete contract schedules and one-off payments in a cash projection?▼

Yes, you can model discrete contract schedules and one-off payments alongside fixed and variable costs. The YAML configuration supports these revenue streams to calculate an accurate monthly net cash balance and break-even month.

How does sensitivity analysis work for runway modeling and hiring decisions?▼

Sensitivity analysis for runway modeling works by generating base, bull, and bear cases alongside optional hiring step-changes or pauses. This approach tests how variable costs and new hiring costs impact your overall runway in months.

What is the best way to replace a budget spreadsheet for board-ready financial outputs?▼

The best way to replace a budget spreadsheet is to use a YAML-driven configuration that generates deterministic financial outputs. This eliminates spreadsheet drift by producing human-readable Markdown summaries and importable CSV files for board updates.

Does this cash projection approach handle tax-sensitive fields for accountant review?▼

Yes, the cash projection approach explicitly marks tax-sensitive fields during generation. This ensures operators and accountants can accurately review the monthly cash tables and hiring cost assumptions before finalizing runway decisions.

What do I need to generate MRR forecasting and break-even month calculations?▼

To generate MRR forecasting and break-even month calculations, you need a YAML finance config detailing your starting balance, MRR growth caps, and expenses. The system uses these inputs to output a complete 12-month cash projection.