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financing

Model, compare, and optimize real estate financing structures with Python scripts.

1|Updated Feb 27, 2026
Search Tags:#investment#real estate#mortgage#financing#loans#DSCR#refinance
One-click install
npx skills add https://github.com/linuxphile/rei-agent --skill financing
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: financing
Source: https://github.com/linuxphile/rei-agent/tree/main/plugins/rei/skills/financing
Command: npx skills add https://github.com/linuxphile/rei-agent --skill financing

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill requires scripts/amortization.py, scripts/loan_comparison.py, scripts/refi_analyzer.py, scripts/rate_sensitivity.py, and includes scripts (resource) and references (resource) components.

What problem does it solve?

This Skill simplifies the complex world of real estate financing by providing tools to model, compare, and optimize various loan structures, helping investors make informed decisions about debt.

Core Features & Use Cases

  • Loan Product Comparison: Analyze and compare conventional, DSCR, FHA, VA, hard money, and seller financing options side-by-side.
  • Amortization & Refinance Analysis: Generate detailed amortization schedules and evaluate the financial impact of refinancing.
  • Rate Sensitivity Modeling: Understand how changes in interest rates affect loan payments and deal profitability.
  • Use Case: A user wants to understand the best way to finance a rental property purchase, considering different loan types and their impact on cash flow and returns.

Quick Start

Compare a conventional loan at 6.5% interest with a DSCR loan at 7.5% interest for a $200,000 loan amount over 30 years.

Frequently Asked Questions about financing

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I compare DSCR loans with conventional mortgages for a rental property?▼

Real estate financing comparison evaluates DSCR and conventional loans side-by-side by modeling interest rates, amortization, and cash flow impacts. It uses loan comparison scripts to calculate returns for investment properties.

What is the best way to model refinance options for investment properties?▼

Refinance analysis evaluates the financial impact of refinancing by comparing current loans against new structures using amortization schedules. It calculates payment changes and rate sensitivity for investment properties.

Does this financing analysis support FHA, VA, and seller financing?▼

Yes, the financing analysis supports FHA, VA, and seller financing alongside conventional, DSCR, and hard money loans. It models these structures side-by-side to compare cash flow impacts for investment properties.

How does rate sensitivity affect mortgage payments and deal profitability?▼

Rate sensitivity modeling assesses how interest rate changes affect loan payments and deal profitability for investment properties. It calculates payment variations across different rate scenarios for real estate financing.

Can I generate an amortization schedule for a $200,000 real estate loan?▼

Yes, you can generate a detailed amortization schedule for a $200,000 real estate loan using Python calculation scripts. The schedule models payment breakdowns over the loan term for various financing structures.

When should I use hard money loans versus seller financing for real estate?▼

Hard money loans and seller financing serve different investment property needs based on rate sensitivity and cash flow requirements. The loan comparison models both options side-by-side to identify the optimal debt strategy.

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