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fintech-architect

Design scalable fintech architectures with ledger, payments, and compliance controls.

9|1|Updated Mar 21, 2026
Search Tags:#architecture#compliance#payments#fintech#fraud#ledger
One-click install
npx skills add https://github.com/e-t-y-b/etyb-skills --skill fintech-architect
Or copy as Structured Prompt for Agentβ–Ό
Please help me install this Agent Skill.
Skill: fintech-architect
Source: https://github.com/e-t-y-b/etyb-skills/tree/main/skills/fintech-architect
Command: npx skills add https://github.com/e-t-y-b/etyb-skills --skill fintech-architect

SYSTEM DOCUMENTATION & REQUIREMENTS

πŸ’‘ This Skill includes references (resource) components.

What problem does it solve?

Architect fintech systems from ledger, payments, and compliance controls to enable scalable, auditable architectures.

Core Features & Use Cases

  • Design double-entry ledgers, event-sourced patterns, and multi-currency reconciliation.
  • Build payment orchestration, PSP routing, and real-time fraud prevention integration.
  • Compliance, sponsor-bank, and BaaS strategy planning for regulated fintechs.

Quick Start

Describe a complete fintech ledger architecture for a neobank, including multi-PSP routing and regulatory mappings.

Frequently Asked Questions about fintech-architect

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I design a double-entry ledger architecture for a neobank?β–Ό

To design a double-entry ledger architecture, specify event-sourced patterns, running versus computed balances, and multi-currency reconciliation controls to ensure scalable and auditable financial state tracking.

What is the best way to route payments across multiple PSPs?β–Ό

Multi-PSP routing requires building payment orchestration layers that dynamically direct transactions across providers while integrating real-time fraud prevention controls and tokenization to secure sensitive payment data.

How do KYC and AML compliance workflows integrate with sponsor banks and BaaS platforms?β–Ό

KYC and AML compliance workflows integrate with sponsor banks and BaaS platforms through defined regulatory mappings and risk controls that align fintech product layers with external banking and compliance vendor requirements.

When should I use event-sourcing for ledger balances instead of running balances?β–Ό

Use event-sourcing for ledger balances when building scalable fintech architectures requiring strict auditability, versus running balances for simpler real-time computation needs within your payment and reconciliation systems.

Can I use this approach for fraud prevention and real-time risk controls at scale?β–Ό

Yes, this approach supports fraud prevention and real-time risk controls at scale by defining integration patterns with fraud vendors and applying regulatory mappings across startup, scale, and enterprise fintech levels.

Does fintech architecture design support multi-currency reconciliation and payment orchestration?β–Ό

Fintech architecture design supports multi-currency reconciliation and payment orchestration by specifying ledger patterns, multi-PSP routing, and integration patterns with sponsor banks to enable auditable financial systems.

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