finyx-pension

Analyze German and Brazilian pension inputs and generate cross-country retirement strategy narratives.

Updated Feb 1, 2026

Search Tags:#pension #riester #ruerup #bav #inss #pgbl #vgbl

Ready to run

npx skills add https://github.com/italolelis/finyx --skill finyx-pension

💬 Prompt for ChatGPT / Claude Chat▼

Please help me install this Agent Skill.
Skill: finyx-pension
Source: https://github.com/italolelis/finyx/tree/main/skills/pension
Command: npx skills add https://github.com/italolelis/finyx --skill finyx-pension

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

Provides personalized pension planning guidance for Germany and Brazil, delivering cross-country retirement projections and strategy recommendations across Riester/Rürup/bAV, PGBL/VGBL, INSS, and international provisions.

Core Features & Use Cases

German pension planning: Riester, Rürup, and bAV guidance with Zulagen, Höchstbeiträge, and GRV tradeoffs.
Brazilian pension planning: PGBL/VGBL decision logic, regressive vs progressive IR regimes, INSS considerations, and cross-border implications.
Cross-country projection: Integrated DE and BR inputs to produce a unified retirement view, including statutory and private pillars with currency-aware framing.

Quick Start

Provide your profile and pension inputs to start a guided, country-aware retirement planning session.

Frequently Asked Questions about finyx-pension

High-intent search queries and answers about installing and using this skill.

FAQPage Schema

How do I plan cross-country pension strategies for Germany and Brazil?▼

To plan cross-country pension strategies for Germany and Brazil, you provide profile data covering Riester, Rürup, bAV, PGBL, VGBL, and INSS inputs to generate a unified, currency-aware retirement projection. The system applies reference limits and outputs a structured advisory narrative.

What is the difference between PGBL and VGBL for Brazilian retirement planning?▼

PGBL and VGBL differences for Brazilian retirement planning hinge on tax regimes and INSS status. The system evaluates progressive versus regressive IR regimes alongside your profile data to output structured decision logic for cross-border private pension contributions.

How does Riester Rürup bAV guidance handle Zulagen and Höchstbeiträge limits?▼

Riester, Rürup, and bAV guidance applies statutory Zulagen and Höchstbeiträge reference limits to your profile data. It evaluates GRV tradeoffs to output structured advisory narratives for your German pension pillar contributions.

Can I get a unified retirement projection combining INSS and German statutory pensions?▼

Yes, you can get a unified retirement projection combining INSS and German statutory pensions. By reading integrated DE and BR inputs, the system produces a cross-border retirement view encompassing both statutory and private pillars with currency-aware framing.

Does cross-border pension planning require separate inputs for German and Brazilian tax regimes?▼

Cross-border pension planning requires profile inputs for both German and Brazilian tax regimes. The system reads your specific Riester, Rürup, bAV, PGBL, VGBL, and INSS data to apply country-specific reference limits and generate accurate international provisions projections.

What are the limitations of automated cross-border pension advisory narratives?▼

Automated cross-border pension advisory narratives are limited to the profile data and reference limits provided by the user. They offer structured guidance and projections for Riester, Rürup, bAV, PGBL, VGBL, and INSS, but do not replace certified financial or tax advice.