insurance

Analyze life, disability, long-term care, and annuity needs for financial planning.

2|Updated Mar 26, 2026

Search Tags:#insurance #financial-planning #life-insurance #risk-transfer #disability-insurance #annuities

Ready to run

npx skills add https://github.com/tmcga/alpha-stack --skill insurance

💬 Prompt for ChatGPT / Claude Chat▼

Please help me install this Agent Skill.
Skill: insurance
Source: https://github.com/tmcga/alpha-stack/tree/main/skills/insurance
Command: npx skills add https://github.com/tmcga/alpha-stack --skill insurance

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

Analyzes life, disability, long-term care, and annuity needs to protect financial plans from catastrophic risks and ensure appropriate coverage.

Core Features & Use Cases

Life, disability, LTC, and annuity needs analysis using established methods (income replacement, capital needs, and human life value)
Comparative policy evaluation and integration with retirement and estate planning
Business insurance planning (key person and buy-sell) for owner-managed firms

Quick Start

Evaluate a client’s insurance needs and compare term vs permanent products for their objectives.

Frequently Asked Questions about insurance

High-intent search queries and answers about installing and using this skill.

FAQPage Schema

How do I calculate life insurance needs for comprehensive financial planning?▼

Calculate life insurance needs using income replacement, capital needs, and human life value methods to quantify coverage gaps and integrate premiums as a cost to wealth planning.

What is the best way to compare term vs permanent life insurance products?▼

Compare term vs permanent products by evaluating client objectives within comprehensive financial planning scenarios like retirement and estate planning to determine appropriate coverage.

Can I use this insurance planning tool for business continuity and buy-sell agreements?▼

Yes, the insurance planning tool handles business continuity scenarios, including key person and buy-sell insurance planning for owner-managed firms to ensure appropriate coverage.

How does disability and long-term care insurance analysis integrate with retirement planning?▼

Disability and long-term care insurance analysis integrates with retirement planning by quantifying protection needs against catastrophic risks and applying premium costs to wealth planning.

When do I need annuity analysis in estate planning scenarios?▼

Annuity analysis is needed in estate planning to evaluate risk transfer options, quantify appropriate coverage, and integrate product premiums as a cost to comprehensive wealth planning.