insurance-agent-gap-advisor

Analyze insurance coverage gaps and generate configuration recommendations with transparent calculations.

580|66|Updated Apr 21, 2025
One-click install
npx skills add https://github.com/aliyun/qwen-dianjin --skill insurance-agent-gap-advisor
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: insurance-agent-gap-advisor
Source: https://github.com/aliyun/qwen-dianjin/tree/main/DianJin-SKILLS/insurance-agent/gap-advisor
Command: npx skills add https://github.com/aliyun/qwen-dianjin --skill insurance-agent-gap-advisor

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes assets (resource) and scripts (resource) and references (resource) components.

What problem does it solve?

Helps users identify coverage gaps across medical, critical illness, life insurance, and accident insurance, then produces transparent configuration suggestions with full calculation logic.

Core Features & Use Cases

  • Explains gap calculation step-by-step: Shows formulas, parameter sources, and reasoning so users can verify how recommended coverage is derived.
  • Diagnoses existing policies for overlap and mismatch: Reviews current holdings to detect redundancy, missing protection, and misalignment with family responsibilities.
  • Outputs a plan-ready report: Generates a structured, report-style deliverable (DOCX/PDF guidance) with a required premium budget range for downstream plan generation.

Quick Start

Ask the assistant to run a coverage gap analysis and produce an explainable report, and share your age, family structure, annual income, debts, health status, and any existing policy details.

Frequently Asked Questions about insurance-agent-gap-advisor

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I analyze my insurance coverage gaps for medical and critical illness policies?

Insurance coverage gap analysis identifies shortfalls across medical, critical illness, life, and accident policies by diagnosing existing holdings for missing protection and producing step-by-step transparent calculations for recommended coverage amounts.

What do I need to provide for an insurance policy diagnosis?

An insurance policy diagnosis requires your age, family structure, annual income, debts, health status, and existing policy details to detect redundancy, mismatch, and coverage gaps aligned with your family responsibilities.

How are recommended coverage amounts calculated in a gap analysis?

Recommended coverage amounts are calculated through explainable step-by-step formulas, showing parameter sources and reasoning so users can verify how the premium budget range derived from annual income matches the suggested protection.

Can I generate a structured report after completing an insurance gap analysis?

Yes, the analysis outputs a plan-ready structured report with DOCX and PDF guidance, including a mandatory premium budget range required for downstream insurance plan generation.

Does insurance gap analysis work for diagnosing overlapping policies?

Yes, insurance gap diagnosis reviews your current policy holdings to detect redundancy, overlap, and misalignment with family responsibilities, ensuring new configuration recommendations avoid duplicate coverage.

When should I request an insurance coverage gap analysis?

You should request a coverage gap analysis when you need to identify missing protection across medical, critical illness, life, and accident insurance, or when planning what to add to your existing policies.