insurance-claim-adjudication-review

Review insurance claim adjudication for completeness, liability, medical accuracy, and calculations.

580|66|Updated Apr 21, 2025
One-click install
npx skills add https://github.com/aliyun/qwen-dianjin --skill insurance-claim-adjudication-review
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: insurance-claim-adjudication-review
Source: https://github.com/aliyun/qwen-dianjin/tree/main/DianJin-SKILLS/claim-expert/claim-adjudication-review
Command: npx skills add https://github.com/aliyun/qwen-dianjin --skill insurance-claim-adjudication-review

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) components.

What problem does it solve?

本 Skill 用于对已完成医审与理算的理赔案件进行全案复审,系统性核查材料齐全性、立案合理性、医审核定准确性、理算计算正确性与流程合规性,并在发现疑点时触发“挂起待查”,从而为核赔专员提供可审计、可追溯的核赔决策建议(准赔/减赔/拒赔/挂起)。

Core Features & Use Cases

  • 全流程复核与交叉校验:逐项核对材料齐全与真实性标记,复核立案合理性、医审依据、理算公式应用与金额一致性。
  • 欺诈风险强制规则:在 fraud-detection 标记为 HIGH 风险时,覆盖其他建议并将最终决策 override 为“挂起待查”。
  • 流程合规与时效检查:验证环节时效、审批完整性与客户沟通记录完备性,必要时标注“需上级复核”(按金额阈值策略)。
  • 审计友好输出:输出包含材料/核减/复核结论、欺诈风险与最终决策依据的复审报告,便于质检与归档。

Use Case:核赔岗在案件进入最终决策节点时,需要对医审与理算结果进行质检复核、对大额/高风险案件进行更严格的复核与输出一致性依据。

Quick Start

让核赔复审专家技能基于已完成的医审结果、理算书与欺诈风险评分,对指定案件进行全案复审并输出核赔决策建议报告。

Frequently Asked Questions about insurance-claim-adjudication-review

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How does insurance claim adjudication review handle high fraud risk cases?

Insurance claim adjudication review automatically overrides other recommendations and sets the final decision to pending investigation when a case is flagged with HIGH fraud risk. This ensures suspicious claims are suspended for further examination before any payout is approved.

What does claim adjudication review check during the final decision checkpoint?

Claim adjudication review validates document completeness, liability rationale, medical-review accuracy, adjustment calculation correctness, and workflow compliance. It systematically cross-checks these elements to generate an auditable final decision recommendation.

Can I review medical and adjustment calculations for single claim cases?

Yes, you can review single claim cases by validating medical-review accuracy and adjustment calculation correctness. The process requires completed medical reviews and adjustment calculations as inputs to perform a comprehensive final quality inspection.

What format does the claim adjudication review output use for audit trails?

The claim adjudication review outputs standardized audit-friendly reports using snake_case fields, amounts in cents, and ISO 8601 dates. This ensures full traceability for quality inspection and archiving purposes.

How do I fetch case status and fraud risk scores for claim adjudication?

You can fetch case status, documents, and fraud risk scores by making optional MCP tool calls during the adjudication review. These calls retrieve the necessary external data to support evidence-based determination and workflow compliance checks.

When should I use claim adjudication review for quality inspection?

You should use claim adjudication review after medical review and adjustment calculations are completed, specifically for final decision checkpoints, quality inspection, and suspicious case复核. It triggers a pending status when discrepancies or high fraud risks are identified.