insurance-claim-medical-review

Audit medical claim expenses against diagnoses and prescriptions.

580|66|Updated Apr 21, 2025
One-click install
npx skills add https://github.com/aliyun/qwen-dianjin --skill insurance-claim-medical-review
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: insurance-claim-medical-review
Source: https://github.com/aliyun/qwen-dianjin/tree/main/DianJin-SKILLS/claim-expert/medical-review
Command: npx skills add https://github.com/aliyun/qwen-dianjin --skill insurance-claim-medical-review

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) components.

What problem does it solve?

该 Skill 帮助在医疗险理赔场景中,把住院/门诊费用清单与病历诊断、处方药品进行结构化比对,从而识别与诊断不符、超标准/重复收费以及超适应症用药等问题,并产出可供理算参考的医学审查报告与“建议核减”清单。

Core Features & Use Cases

  • 费用项逐条合理性审核:对检查、手术、耗材、护理、药品、床位等费用逐项做诊断相符性、收费标准合理性、重复计费、数量异常与医疗必要性审查。
  • 药品-诊断匹配与用药审查:对处方药品进行适应症匹配判断,识别超适应症用药、剂量/疗程异常及配伍禁忌风险,并在审核标准升级到“严格”时进行更深度核查。
  • 输出结构化可落地报告:形成费用审核表、药品审核表、核减清单(以建议性质输出)以及风险提示,便于理算与人工复核。
  • Use Case:当用户提交“住院费用明细 + 病历/诊断材料 + 处方单/药品信息”并要求核查是否存在过度收费、重复收费或用药不合理时,直接触发完整审查流程。

Quick Start

Use the insurance-claim-medical-review skill to audit the attached hospitalization fee list and prescription against the provided diagnosis, and generate a structured medical review report with suggested deduction items.

Frequently Asked Questions about insurance-claim-medical-review

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I audit medical insurance claims for over-limit and duplicate charges?

Medical insurance claim auditing reviews inpatient and outpatient fee lists item-by-item against clinical diagnoses. This process detects duplicate billings, medical necessity issues, and over-limit charges by verifying structural consistency between billing documents and extracted medical records.

How does drug indication matching work in medical necessity reviews?

Drug indication matching verifies prescribed medications against documented diagnoses during medical necessity reviews. The mechanism checks prescriptions against extracted clinical data to identify off-label usage, dosage anomalies, and contraindication risks, triggering strict-mode deep checks when specific thresholds are exceeded.

What is the best way to generate structured deduction suggestions for insurance claims?

Generating structured deduction suggestions involves analyzing billing documents and medical records to produce a categorized audit report. The output includes per-item review statuses, suggested deduction categories, and compliance-aligned risk alerts formatted with ISO dates and currency in cents.

Can I use OCR document processing to extract clinical data for insurance fee audits?

OCR document processing extracts clinical and billing documents to support insurance fee audits. The extracted data undergoes item-by-item fee approval and prescription verification to identify non-compliant charges and produce structured medical review reports.

Does the medical claim review process output currency in cents for fee audit calculations?

The medical claim review process outputs currency in cents to ensure precise fee audit calculations. The structured audit report formats financial data using ISO dates and cents-based currency to maintain compliance alignment and support accurate downstream actuarial calculations.

When do I need strict-mode deep checks for drug indication matching in claims?

Strict-mode deep checks for drug indication matching are triggered when specific risk thresholds are exceeded during claims review. This in-depth prescription verification catches complex off-label usage and dosage anomalies that standard medical necessity checks might miss.