israeli-client-payment-chaser

Automate graduated debt collection for unpaid invoices under Israeli law.

Updated Jan 9, 2026
One-click install
npx skills add https://github.com/amitpo23/cfo --skill israeli-client-payment-chaser-amitpo23
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Skill: israeli-client-payment-chaser
Source: https://github.com/amitpo23/cfo/tree/main/.claude/skills/israeli-client-payment-chaser
Command: npx skills add https://github.com/amitpo23/cfo --skill israeli-client-payment-chaser-amitpo23

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes references (resource) components.

What problem does it solve? Freelancers and small businesses in Israel lose revenue to late-paying clients and often lack a structured, legally sound process for chasing unpaid invoices, from friendly reminders through Small Claims Court and enforcement. ## Core Features & Use Cases - Graduated Reminder Escalation: Shabbat and holiday-aware WhatsApp/email reminder sequences at 30, 45, 60, 75, and 90+ day aging buckets, with ready-made Hebrew templates. - Hebrew Demand Letters (Michtav Hitchayvut): Generate formal demand letters compliant with the Payment Ethics to Suppliers Law, 5777-2017, with correct statutory interest treatment. - Legal Escalation Guidance: Assess Small Claims Court (tvi'ot ktanot) eligibility against the 39,900 NIS threshold, prepare filing documents, and open Hotza'a LaPo'al enforcement files, including the bounced-cheque direct-filing shortcut. - Use Case: A freelancer with five overdue invoices imports them, gets aging buckets computed, sends friendly WhatsApp reminders to 30-day debtors, drafts a registered-mail demand letter for the 90+ day invoice, and receives a Small Claims filing checklist. ## Quick Start Ask the assistant to import your unpaid invoices and set up a Shabbat-aware collection reminder schedule with a demand letter for any invoice over 90 days late.

Frequently Asked Questions about israeli-client-payment-chaser

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I chase unpaid invoices from clients in Israel?

Import outstanding invoices and categorize them into aging buckets: current, 30, 60, and 90+ days. The workflow sends graduated WhatsApp and email reminders in Hebrew, escalates to a formal demand letter at 60-90 days, and evaluates Small Claims Court eligibility for persistent debts.

How do I write a demand letter (michtav hitchayvut) in Israel?

A valid demand letter includes creditor and debtor identification, invoice details, total amount due, a 14-day payment deadline, and a warning of legal action. Send it via registered mail (doar rashum) and keep the postal receipt as legal proof of sending.

What is the Small Claims Court threshold in Israel?

The Small Claims Court (tvi'ot ktanot) threshold is 39,900 NIS as of January 1, 2026, and is updated periodically. Claims above this amount must go to Magistrate Court, which requires legal representation, while Small Claims parties represent themselves.

Can I send payment reminders on Shabbat or Jewish holidays?

No. The reminder schedule blocks all collection communications from Friday sunset to Saturday nightfall and on major Jewish holidays. Any reminder falling on a blocked day is automatically moved to the next business day, typically Sunday.

What interest rate applies to late payments in Israel?

Pre-suit late-payment interest accrues from the due date at the Accountant General's rate under the Payment Ethics to Suppliers Law, 5777-2017. Do not use the Bank of Israel monetary-policy rate; interest on a court judgment is set separately under the Adjudication of Interest and Linkage Law.

What can I do after winning a Small Claims judgment in Israel?

A judgment does not collect itself; you must open an enforcement file with Hotza'a LaPo'al, available only 30 days after the judgment. A bounced cheque with a bank Notice of Dishonor or a signed promissory note can be filed directly, skipping court entirely.