israeli-hotzaa-lapoal-debtor

Guides Israeli enforcement-file debtors through objection routes, deadlines, restrictions, and protected wages.

6|6|Updated Mar 3, 2026
One-click install
npx skills add https://github.com/skills-il/legal-tech --skill israeli-hotzaa-lapoal-debtor-skills-il
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: israeli-hotzaa-lapoal-debtor
Source: https://github.com/skills-il/legal-tech/tree/main/israeli-hotzaa-lapoal-debtor
Command: npx skills add https://github.com/skills-il/legal-tech --skill israeli-hotzaa-lapoal-debtor-skills-il

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) and references (resource) components.

What problem does it solve? An Israeli enforcement (Hotzaa LaPoal) file arrives as a warning letter and starts multiple short clocks that most debtors cannot read. The five file types look identical but carry different challenge routes, forms, and deadlines, and missing the 30-day objection window forfeits defences permanently. ## Core Features & Use Cases - File-type identification and routing: Distinguishes bill/check, fixed-sum claim, money judgment, maintenance, and performance-of-act files, then maps each to the correct route (form 218 objection, form 236 paraati claim, or the separate maintenance track). - Deadline calendar computation: Computes the four clocks running from service of the azhara (30-day objection, 20/30-day payment order, 21-day ability examination) plus the 30-day restriction warning and 7-day arrest warning, via the included deadlines.py script. - Restrictions and protected assets: Covers the five registrar restrictions, their 30-day warning window, per-file cancellation on form 214, the 2026 protected-wage table with the 80%-of-net rule, and unattachable National Insurance benefits. - Use Case: A user discovers their bank account was frozen over a bounced check. The skill establishes the service date, confirms the 30-day objection window on form 218, assembles the argument inventory and evidence checklist, and produces a dated deadline calendar. ## Quick Start Ask the assistant to explain your options and deadlines after receiving an azhara from Hotzaa LaPoal, stating your file type and the date the warning was served.

Frequently Asked Questions about israeli-hotzaa-lapoal-debtor

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I object to a Hotzaa LaPoal enforcement file in Israel?

File an objection on form 218 within 30 days of service of the azhara, but only for bill/check and fixed-sum claim files. A timely objection automatically stays collection and moves the dispute to court; money judgment files have no objection route.

What is a paraati claim and when can I file one?

A paraati claim says the debt was already discharged and is filed on form 236 with relief number 119. It has no deadline and can be raised at any stage, but on a judgment file it covers only payments made after the judgment and cannot attack the judgment itself.

How much of my salary can be attached in Israeli enforcement?

The 2026 protected floor ranges from 2,596 NIS monthly for a single person to 5,289 NIS for a single parent with two or more children. If the table figure exceeds 80% of net pay, only 20% of net can be attached; in maintenance files the entire wage can be attached.

Does a payment order cancel existing bank account attachments?

No. Approval of a payment order on form 233 leaves every existing restriction and attachment in place. Each restriction requires a separate cancellation request on form 214, filed per file.

When should I not use this debtor enforcement skill?

Do not use it to open a file as a creditor, for small claims before judgment, for traffic or municipal fines, or for insolvency and debt discharge, which is a separate forum under the Insolvency Law with its own threshold.