What problem does it solve? Israeli freelancers and small businesses often reuse stale quote templates with outdated VAT rates, missing validity dates, and payment terms that waive protections under the Late Payment to Suppliers Law, costing them money when clients pay late or dispute VAT lines. ## Core Features & Use Cases - Correct VAT and oseik status handling: Applies the 18% VAT rate for oseik morshe and chevra ba'am, omits VAT for oseik patur (2026 threshold 122,833 ₪), and marks export services as zero-rated under VAT Law §30(a)(5). - Legally grounded payment terms: Defaults to shotef + 30 with clauses anchored to the Late Payment to Suppliers Law 5777-2017, warning when terms exceed statutory caps per payer tier. - Ready-to-send output: Emits Hebrew markdown or printable RTL HTML via the bundled quote_builder.py CLI, with optional scope-change, cancellation, FX, and withholding-tax clauses. - Use Case: A freelance consultant needs to send a 20-hour strategy quote to an Israeli tech company; the skill produces a bilingual-ready Hebrew quote with correct 18% VAT, a 14-day validity date, shotef + 30 terms, and Bit/bank-transfer payment details. ## Quick Start Ask the assistant to create a Hebrew price quote for your client with your oseik status, line items, prices, and preferred payment terms, and it will generate a compliant הצעת מחיר ready to send.