JamboPay

To accept Kenyan payments like M-Pesa, cards, and bank transfers, implement a checkout flow that obtains a bearer token and redirects users to a payment URL. This enables secure e-commerce and subscription billing with real-time webhook notifications.

Handling payment webhooks requires implementing public callback endpoints that process IPN notifications for real-time reconciliation. The system uses idempotent processing and robust error handling to securely manage payment status updates across M-Pesa and bank transfers.

Bearer token authentication works for M-Pesa checkout integrations by managing secure access credentials. The system automatically handles token refresh and robust error handling to maintain secure sessions across different payment environments.

Express Checkout can be used for subscription billing in Kenya, supporting automated recurring payments across M-Pesa, Airtel Money, and cards. It manages embedded payment flows suitable for ongoing billing cycles.

The best way to reconcile transaction errors is by querying the payment status API alongside idempotent webhook processing. This approach ensures robust error handling and accurate payment verification across complex local payment networks.