john-bogle-perspective

What problem does it solve?

Retail investors often overpay fees and lack simple, diversified strategies, leading to poorer long‑term returns.

Core Features & Use Cases

• Fee Analysis: evaluates fund expense ratios and recommends lower‑cost alternatives.
• Diversification Guidance: suggests broad‑market index portfolios tailored to risk tolerance.
• Principled Planning: offers strategies rooted in fiduciary duty, simplicity, and long‑term discipline.
• Use Case Example: A beginner wants a retirement plan with minimal fees; the skill outlines an index‑fund‑based approach and explains cost impacts.

Quick Start

Ask the skill to create a low‑cost, diversified investment plan for a beginner investor.