kanchi-dividend-us-tax-accounting

Classify US dividend distributions and recommend account placement using a deterministic workflow.

Updated Mar 25, 2026

Search Tags:#tax-planning #dividends #holding-period #account-location #tax-memo #qualified-dividends #reit-bdc

Ready to run

npx skills add https://github.com/MileniumTick/skills --skill kanchi-dividend-us-tax-accounting-mileniumtick

💬 Prompt for ChatGPT / Claude Chat▼

Please help me install this Agent Skill.
Skill: kanchi-dividend-us-tax-accounting
Source: https://github.com/MileniumTick/skills/tree/main/skills/kanchi-dividend-us-tax-accounting
Command: npx skills add https://github.com/MileniumTick/skills --skill kanchi-dividend-us-tax-accounting-mileniumtick

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) and references (resource) components.

What problem does it solve?

Provide US dividend tax planning and account-location workflow for investors; help classify dividends (qualified vs ordinary), interpret 1099-DIV, handle REIT/BDC distributions, validate holding periods, and decide taxable vs tax-advantaged placements for dividend assets.

Core Features & Use Cases

Classify distributions into qualified vs ordinary under instrument types and holding periods.
Suggest optimal account placement using a matrix for tax profiles (taxable vs tax-advantaged).
Generate annual planning memo and a deterministic tax planning sheet for auditability.
Support deterministic outputs via a script-based generator and JSON input.

Quick Start

Input holdings as a JSON payload with fields ticker, instrument_type, account_type, security_type, and hold_days_in_window, and run the generator to produce a tax planning sheet and memo.

Frequently Asked Questions about kanchi-dividend-us-tax-accounting

High-intent search queries and answers about installing and using this skill.

FAQPage Schema

How do I determine if dividends are qualified or ordinary for US tax planning?▼

US dividend tax planning requires classifying distributions as qualified or ordinary based on instrument type and holding period. You validate the holding period against the required window to determine the correct tax treatment for your investments.

What is the best way to handle REIT and BDC distributions for tax purposes?▼

REIT and BDC distributions require specialized tax handling because they often generate ordinary dividends rather than qualified dividends. You must classify these distributions correctly to ensure accurate tax planning and account placement.

How do I optimize account placement for dividend assets in taxable vs tax-advantaged accounts?▼

Optimizing account placement for dividend assets involves using an account-location matrix to match your tax profile. This determines whether taxable or tax-advantaged accounts provide the most efficient placement for your specific dividend yielding assets.

Can I generate an auditable tax memo for my dividend holdings?▼

Yes, you can generate an auditable annual tax memo for your dividend holdings. Inputting your portfolio data as a JSON payload produces a deterministic tax planning sheet and memo for audit purposes.

What holding period checks are needed for qualified dividends?▼

Qualified dividends require specific holding period checks to meet IRS criteria. You must verify the security was held for the minimum required days within the designated window surrounding the ex-dividend date.

How do I interpret 1099-DIV forms for dividend tax classification?▼

Interpreting 1099-DIV forms involves reading the ordinary and qualified dividend boxes to classify distributions. You use these figures alongside holding period validation to execute your US dividend tax planning workflow.