kwp-small-business-cash-flow-snapshot

Generate a 90-day cash flow forecast by connecting QuickBooks, PayPal, Stripe, Square, or uploading CSV transaction exports. The skill aggregates accounts receivable, accounts payable, and historical payment variance to calculate net cash positions and produce an auditable XLSX workbook.

Cash flow risk analysis flags potential liquidity crunches, late-payer risks, and payroll shortfalls by calculating statistical confidence bands from historical payment variance. It provides specific dollar-impact analysis to highlight projected shortfalls over a 30, 60, or 90-day horizon.

CSV uploads fully support small business cash flow forecasting without requiring accounting platform integrations. Structured transaction data from CSV files is sufficient to compute accurate confidence bands, identify late-payer risks, and project net cash positions.

Cash flow forecasting analyzes both accounts receivable and accounts payable to calculate 30, 60, and 90-day projections. Statistical confidence bands are computed from historical payment variance to project net cash positions and flag liquidity risks.

Automate liquidity risk analysis by aggregating multi-source financial data from QuickBooks, PayPal, Stripe, Square, or CSV uploads. The skill automatically flags payroll shortfalls and late-payer risks with specific dollar-impact analysis over a 90-day forecast.

Structured transaction data from financial connectors or CSV exports is required to compute accurate confidence bands and net cash positions. Historical payment variance from this data forms the statistical basis for the 90-day liquidity risk analysis.