lending-industry

Audit Merchant Cash Advance ad copy for federal compliance and terminology.

1|Updated Apr 18, 2026
One-click install
npx skills add https://github.com/CC90210/CMO-Agent --skill lending-industry
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: lending-industry
Source: https://github.com/CC90210/CMO-Agent/tree/main/skills/lending-industry
Command: npx skills add https://github.com/CC90210/CMO-Agent --skill lending-industry

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

This skill mitigates legal and regulatory risks for businesses operating in the Merchant Cash Advance (MCA) and alternative funding sectors by enforcing strict vocabulary and compliance standards.

Core Features & Use Cases

  • Compliance Guardrails: Automatically flags prohibited terminology like loan or interest rate to prevent regulatory scrutiny from the FTC or CFPB.
  • Industry Knowledge Base: Provides a structured framework for MCA consolidation models, paper grading, and required ad disclosures.
  • Use Case: Before publishing a new ad campaign for a funding product, use this skill to audit your copy against federal regulations and platform-specific requirements for Meta and Google.

Quick Start

Use the lending-industry skill to audit the following ad copy for MCA compliance and suggest necessary disclaimers.

Frequently Asked Questions about lending-industry

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I audit ad copy for MCA compliance?

Auditing ad copy for MCA compliance involves checking marketing materials against federal guidelines like ECOA, TILA, and TCPA. This process flags prohibited terms such as loan or interest rate to prevent regulatory scrutiny from the FTC or CFPB.

What terminology is prohibited in Merchant Cash Advance marketing?

Prohibited terminology in Merchant Cash Advance marketing includes words like loan and interest rate. Using standardized MCA vocabulary prevents regulatory scrutiny from agencies like the FTC and CFPB regarding your advertising practices.

When do I need to include TCPA disclosures in lead generation?

TCPA disclosures are required in lead generation when capturing contact data for MCA marketing. Adhering to TCPA guidelines during lead generation minimizes legal liability and ensures strict regulatory compliance for financial services.

Does this compliance approach apply to Meta and Google ad campaigns?

Yes, this compliance approach applies to Meta and Google ad campaigns. You can audit your funding product ad copy against both federal regulations and platform-specific requirements for Meta and Google before publishing your campaigns.

What is MCA paper grading and how does it affect compliance?

MCA paper grading is a structured framework for evaluating funding agreements within the alternative finance sector. Using an industry knowledge base for paper grading and consolidation models helps standardize operations and maintain required ad disclosure compliance.