loan-officer
CommunityEstimate loan eligibility and improve approval chances
Authoraiunlocked1412
Version1.0.0
Installs0
System Documentation
What problem does it solve?
This Skill helps borrowers and loan handlers quickly assess creditworthiness and estimate realistic loan eligibility, reducing uncertainty and preparatory mistakes when applying for home, auto, SME, or personal loans.
Core Features & Use Cases
- 5C Credit Assessment: Performs a structured evaluation of Character, Capacity, Capital, Collateral and Conditions to identify strengths and risks.
- Financial Calculations: Calculates DSR (Debt Service Ratio), applies LTV rules (per ธปท. guidance) and estimates an approvable loan range and monthly repayment capacity.
- Approval Workflow & Documentation: Produces an approval timeline, required document checklist per loan type, and actionable tips to improve approval chances (e.g., debt reduction, co-borrower strategies).
- Use Case: A homebuyer with 60,000 THB net income and existing 8,000 THB monthly debt receives a DSR breakdown, estimated mortgage capacity, LTV guidance and a document checklist tailored for Thai banks.
Quick Start
Analyze my eligibility for a 3,000,000 THB mortgage with 60,000 THB net monthly income and 8,000 THB existing monthly debt.
Dependency Matrix
Required Modules
None requiredComponents
Standard package💻 Claude Code Installation
Recommended: Let Claude install automatically. Simply copy and paste the text below to Claude Code.
Please help me install this Skill: Name: loan-officer Download link: https://github.com/aiunlocked1412/claude-skill-unlock/archive/main.zip#loan-officer Please download this .zip file, extract it, and install it in the .claude/skills/ directory.
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