mono

You can integrate open banking data using Mono Connect to link user bank accounts, then fetch transactions, balances, income, and identity via server-side API calls. This provides secure financial data access across Nigeria, Ghana, Kenya, and South Africa.

The best way to retrieve bank transactions is connecting user accounts via the Mono Connect widget, exchanging the code for an account_id, and querying data endpoints for transaction histories and income analytics to support credit scoring workflows.

Yes, you can use Mono for KYC and KYB verification across Nigeria, Ghana, Kenya, and South Africa. It retrieves identity data through standardized open banking endpoints after securely linking the user's bank account.

Webhooks handle event-driven data synchronization for your connected accounts. They trigger automated updates when new bank transactions occur or data changes, ensuring your application's financial records remain current without continuous polling.

Yes, the integration supports MFA reauthorization flows. When a user's bank session expires or requires additional verification, the API provides mechanisms to securely reauthenticate and maintain continuous access to financial data.

Yes, the integration includes rate limiting for server-side API calls. This manages request frequencies when fetching accounts, transactions, and spending analytics, ensuring stable and secure open banking data retrieval.