mortgage-compliance

Enforce mortgage regulatory compliance across borrower interactions and disclosures.

Updated Mar 18, 2026
One-click install
npx skills add https://github.com/dr-code/beacon --skill mortgage-compliance
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: mortgage-compliance
Source: https://github.com/dr-code/beacon/tree/main/plugins/mortgage/skills/mortgage-compliance
Command: npx skills add https://github.com/dr-code/beacon --skill mortgage-compliance

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

This layer enforces mortgage regulatory compliance across borrower interactions, ensuring that all responses involving lending terms, quotes, disclosures, and data handling adhere to applicable laws and regulations.

Core Features & Use Cases

  • Enforces TRID timing, disclosure, and tolerance requirements in borrower communications.
  • Prevents ECOA/Fair Lending violations by restricting questions about protected characteristics.
  • Verifies state licensing and ensures appropriate disclosures are provided at initial contact and quote presentation.

Quick Start

Prompt the AI to verify TRID, ECOA, disclosures, and licensing requirements before presenting any quotes or disclosures.

Frequently Asked Questions about mortgage-compliance

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I ensure TRID compliance for mortgage rate quotes and disclosures?

Mortgage compliance prevents ECOA and Fair Lending violations by restricting questions about protected characteristics during borrower interactions, ensuring lending terms and quotes adhere to applicable regulations.

How do I verify state licensing requirements for mortgage disclosures?

Verifying state licensing requirements for mortgage disclosures involves checking state-level licensing status and ensuring appropriate regulatory disclosures are provided at initial contact and quote presentation.

What is the best way to handle borrower data privacy in mortgage lending?

The best way to handle borrower data privacy in mortgage lending is to enforce data privacy protections across all borrower interactions, ensuring compliance with applicable laws when processing lending terms and quotes.

How do I prevent RESPA and TILA violations when presenting loan terms?

Preventing RESPA and TILA violations when presenting loan terms requires enforcing regulatory compliance across all borrower interactions, ensuring rate quotes, fees, and disclosures satisfy applicable federal laws.