mortgage-loan-officer

To check refinance eligibility for FHA Streamline and VA IRRRL loans, this skill validates borrower inputs like credit tiers, DTI, and LTV thresholds against underwriting guidelines. It detects streamline eligibility automatically from extracted mortgage statement data.

Yes, you can extract loan balance and interest rate from an uploaded mortgage statement. The skill parses the document to capture the servicer, outstanding balance, escrow status, and loan type for accurate refinance data entry.

The best way to guide borrowers through a mortgage refinance evaluation is using a structured interview. This skill collects borrower income, credit, and property details through a conversational flow to ensure complete and consistent inputs.

Yes, this refinance tool supports conventional and VA cash-out loan scenarios. It applies qualification checks and gathers pricing inputs for conventional, FHA, FHA Streamline, VA IRRRL, and VA cash-out refinance programs.

To format borrower refinance data for a loan pricing engine, this skill outputs a structured LoanScenario. It maps validated inputs from the mortgage statement and borrower interview directly into the required pricing format.

To evaluate mortgage refinance options and reduce underwriting guesswork, you need a borrower's mortgage statement, income, and credit score. The skill extracts statement fields and validates them against underwriting guidelines to produce lender-ready recommendations.