mp-money-out

To automate Mercado Pago payouts and bank transfers, you create disbursement and bank-transfer requests via API, including amount, currency, recipient details, and reconciliation IDs. The system then handles asynchronous validation and status tracking via webhooks to confirm the transaction.

Mercado Pago disbursements and bank transfers are supported across Argentina (AR), Brazil (BR), Mexico (MX), Chile (CL), and Colombia (CO). Each country requires specific recipient bank info formats and adherence to local compliance prerequisites.

Webhook status tracking for asynchronous money-out validation works by sending automatic updates to your configured endpoint. This allows your system to reconcile payments, handle pending statuses, and catch error codes without needing to poll the API continuously.

Yes, performing money-out operations requires specific account permissions and compliance with country availability rules. Your Mercado Pago account must be properly configured and granted the necessary privileges to initiate disbursements and external bank transfers.

Creating a disbursement request for third parties requires the payout amount, currency, recipient bank details, and a reconciliation ID. These fields ensure the funds are accurately routed to the seller, partner, or external bank account.

Handling error codes during cross-border Mercado Pago transfers involves parsing the asynchronous webhook responses for specific failure notifications. The API provides error codes that you must map to country-specific format issues or validation failures to resolve the transfer.