parallax-portfolio-checkup

Portfolio health checks analyze your holdings to generate a health score and plain-language recommendations. You provide your assets as a list of symbols and weights, and the system cross-validates each holding to produce actionable guidance.

Cross-validation in portfolio risk analysis uses peer snapshots and company info to verify per-holding factor scores. This mechanism ensures your health evaluation is robust by validating individual asset data against broader peer groups before generating final recommendations.

Format your holdings as a list of objects containing symbol and weight, then request a plain-language health report. This input structure allows the scoring engine to process your individual portfolio and apply cross-validated factor scores accurately.

Portfolio health scoring works with partial data coverage by using a robust fallback ladder with a V1 pathway. If full cross-validated V2 scoring is unavailable, the system implements fallback handling to ensure you still receive plain-language output for your holdings.

You can evaluate a 4- or 5-holding individual portfolio for concentration risk using the five-flag health evaluation. This process checks for Low Score, Concentration, Redundancy, Value Trap, and Macro Misalignment flags to deliver clear health signals.

Limitations of automated portfolio health checks include reliance on available factor scores and macro context for accurate flagging. The system requires defined holdings with symbols and weights, and partial coverage may trigger the V1 fallback pathway instead of full V2 cross-validation.