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PayU South Africa

Process PayU South Africa ZAR payments via Hosted Payment Page or Enterprise API.

Updated Mar 14, 2026
Search Tags:#payments#ecommerce#gateway#eft#3ds#south-africa#payu
One-click install
npx skills add https://github.com/AfricanDigitalAssetFramework/africa-stack-skills --skill payu-south-africa
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: PayU South Africa
Source: https://github.com/AfricanDigitalAssetFramework/africa-stack-skills/tree/main/southern-africa/payu-sa
Command: npx skills add https://github.com/AfricanDigitalAssetFramework/africa-stack-skills --skill payu-south-africa

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

PayU South Africa provides a robust gateway to process local payments, including cards, Instant EFT, eBucks, Discovery Miles, and recurring payments, enabling SA merchants to offer seamless checkout while keeping card data secure.

Core Features & Use Cases

  • Hosted (RPP) and server-to-server (Enterprise API) integrations for flexible checkout options.
  • Support for multiple payment methods: Credit/Debit Cards, Instant EFT, eBucks, Discovery Miles, and recurring/subscription payments.
  • Secure authentication via hash-based SHA-512 and comprehensive IPN/webhook handling, with 3D Secure where required.
  • Suitable for e-commerce platforms serving South African customers with ZAR transactions, robust reconciliation, and fraud controls.

Quick Start

Configure your merchant account in the PayU SA dashboard and implement the chosen integration (RPP or Enterprise) in your checkout flow to start processing payments.

Frequently Asked Questions about PayU South Africa

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I integrate PayU South Africa payments for ZAR e-commerce transactions?▼

PayU South Africa payments integrate via Hosted Payment Page (RPP) or Enterprise API to process ZAR transactions. Merchants configure their dashboard and implement the chosen checkout flow to support secure card processing, Instant EFT, and subscriptions.

Does PayU South Africa support Instant EFT and loyalty payments like eBucks?▼

PayU South Africa supports Instant EFT with major banks alongside loyalty payment methods like eBucks and Discovery Miles. This allows merchants to offer multiple local payment options for ZAR e-commerce checkout flows.

How does SHA-512 authentication work for PayU South Africa gateway integration?▼

SHA-512 authentication secures PayU South Africa gateway transactions by generating hash-based signatures for API requests and IPN webhook handling. This cryptographic process validates transaction data integrity across authorization, capture, and refund endpoints.

Can I process recurring subscriptions using the PayU Enterprise API?▼

PayU Enterprise API supports recurring subscription billing for South African merchants. Server-to-server integration enables automated recurring charges in ZAR, complementing standard card payments and Instant EFT capabilities.

What is the difference between PayU RPP and Enterprise API integration?▼

PayU RPP redirects customers to a Hosted Payment Page for checkout, keeping card data secure off-site. Enterprise API enables server-to-server direct integration for customized checkout flows while maintaining 3D Secure and SHA-512 authentication.

How do I handle 3D Secure flows and error codes in PayU SA payment processing?▼

PayU SA payment processing handles 3D Secure flows during card authorization and returns specific error codes across endpoints. Comprehensive IPN webhook handling and reconciliation requirements ensure merchants can track transaction status and resolve failures.

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