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curiositech
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personal-finance-coach

Provide personal finance coaching on tax optimization, investment theory, and retirement mathematics.

181|30|Updated Nov 16, 2025
Search Tags:#finance#tax optimization#investing#retirement#fire#wealth building
One-click install
npx skills add https://github.com/curiositech/some_claude_skills --skill personal-finance-coach-curiositech
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: personal-finance-coach
Source: https://github.com/curiositech/some_claude_skills/tree/main/.claude/skills/personal-finance-coach
Command: npx skills add https://github.com/curiositech/some_claude_skills --skill personal-finance-coach-curiositech

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill requires numpy, scipy, pandas, and includes scripts (resource) and references (resource) components.

What problem does it solve?

This Skill helps users understand and optimize their personal finances, investments, and retirement planning based on academic research and quantitative analysis, moving beyond generic advice.

Core Features & Use Cases

  • Investment Theory: Understand Modern Portfolio Theory, factor investing, and sequence of returns risk.
  • Tax Optimization: Learn strategies for asset location, tax-loss harvesting, and Roth conversions.
  • Retirement Math: Calculate safe withdrawal rates, FIRE numbers, and model retirement scenarios.
  • Use Case: A user wants to understand how to best allocate their retirement savings across different asset classes to minimize risk while maximizing long-term growth, considering tax implications.

Quick Start

Use the personal-finance-coach skill to explain the concept of factor investing.

Frequently Asked Questions about personal-finance-coach

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I calculate my FIRE number and safe withdrawal rate for retirement?▼

FIRE numbers and safe withdrawal rates are calculated using the Trinity Study and SWR research. This Skill models retirement scenarios by applying quantitative analysis to your portfolio size and expected expenses to determine sustainable withdrawal strategies.

What is factor investing and how does it fit into Modern Portfolio Theory?▼

Factor investing targets specific return drivers within Modern Portfolio Theory to optimize portfolio allocation. This Skill explains how these academic frameworks minimize risk while maximizing long-term growth across different asset classes.

How do I optimize asset location and perform tax-loss harvesting?▼

Tax optimization strategies like asset location and tax-loss harvesting improve after-tax returns. This Skill guides structuring investments across tax-advantaged accounts and implementing Roth conversions to minimize tax liabilities.

Can I use numpy and pandas for quantitative retirement planning and portfolio optimization?▼

Yes, this Skill leverages numpy, scipy, and pandas for quantitative retirement planning and portfolio optimization. These dependencies enable advanced mathematical modeling of investment theory and retirement scenarios.

Does this personal finance coaching replace professional financial advisory services?▼

No, this Skill clearly delineates its scope from professional advisory services. It provides expert coaching grounded in academic research for wealth-building strategies but does not replace certified financial advice.

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