plaid-error-handling

Classify Plaid API errors and provide recovery steps for integration workflows.

Updated Apr 1, 2026

Search Tags:#diagnostics #error-handling #webhooks #retry #plaid #api-errors #update-mode

Ready to run

npx skills add https://github.com/TMHSDigital/Plaid-Developer-Tools --skill plaid-error-handling

💬 Prompt for ChatGPT / Claude Chat▼

Please help me install this Agent Skill.
Skill: plaid-error-handling
Source: https://github.com/TMHSDigital/Plaid-Developer-Tools/tree/main/skills/plaid-error-handling
Command: npx skills add https://github.com/TMHSDigital/Plaid-Developer-Tools --skill plaid-error-handling

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

This Skill helps developers detect, classify, and recover from Plaid errors to maintain robust Plaid integrations.

Core Features & Use Cases

Detect and classify Plaid API errors from responses and webhooks.
Provide recovery strategies for common errors (e.g., ITEM_LOGIN_REQUIRED, RATE_LIMIT_EXCEEDED, INSTITUTION_NOT_RESPONDING).
Offer guidance and templates for implementing update mode and retry logic in production.

Quick Start

Provide your Plaid error details to trigger the error-handling workflow and follow the step-by-step guidance to re-authenticate or retry as appropriate.

Frequently Asked Questions about plaid-error-handling

High-intent search queries and answers about installing and using this skill.

FAQPage Schema

How do I handle Plaid API errors like ITEM_LOGIN_REQUIRED in production?▼

Handle Plaid API errors by classifying the specific error code and applying structured recovery steps. For ITEM_LOGIN_REQUIRED, trigger Plaid update mode to re-authenticate the user and restore the item connection.

What is the best way to recover from RATE_LIMIT_EXCEEDED errors in Plaid integrations?▼

Recover from RATE_LIMIT_EXCEEDED Plaid errors by implementing retry logic with exponential backoff. This structured approach prevents overwhelming the API and automatically resumes data fetching once rate limits reset.

How do I process Plaid webhook error codes for items that fail?▼

Process Plaid webhook error codes by detecting the error payload, classifying the failure reason like INSTITUTION_NOT_RESPONDING, and executing actionable recovery steps to maintain a robust integration workflow.

When should I use Plaid update mode to resolve API integration errors?▼

Use Plaid update mode to resolve API integration errors when an item requires re-authentication, such as receiving ITEM_LOGIN_REQUIRED. It guides users through updating credentials without starting a new link flow.

How do I classify Plaid errors to apply the correct retry or recovery strategy?▼

Classify Plaid errors by mapping error codes to a structured taxonomy of failure types. This taxonomy dictates whether to retry the request, update credentials, or wait for the institution to respond.

Why does my Plaid integration fail with INSTITUTION_NOT_RESPONDING and how do I fix it?▼

Plaid integrations fail with INSTITUTION_NOT_RESPONDING when the financial institution is temporarily unavailable. Fix it by implementing error handling that pauses retries and alerts users to try again later.