plaid-identity-verification

Retrieve and verify Plaid identity data for KYC workflows.

Updated Apr 1, 2026

Search Tags:#identity #plaid #identity-verification #kyc #match #document-verification #joint-accounts

Ready to run

npx skills add https://github.com/TMHSDigital/Plaid-Developer-Tools --skill plaid-identity-verification

💬 Prompt for ChatGPT / Claude Chat▼

Please help me install this Agent Skill.
Skill: plaid-identity-verification
Source: https://github.com/TMHSDigital/Plaid-Developer-Tools/tree/main/skills/plaid-identity-verification
Command: npx skills add https://github.com/TMHSDigital/Plaid-Developer-Tools --skill plaid-identity-verification

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

Retrieve identity data from Plaid accounts and verify account holder identity to support KYC flows, identity verification, and risk scoring.

Core Features & Use Cases

Identity retrieval: fetch account holder names, addresses, emails, and phone numbers via the Identity product.
Identity matching: compare Plaid data to user-provided information and obtain match scores.
Identity Verification for KYC: initiate and handle Identity Verification flows for stricter compliance with document and selfie checks.
Joint accounts handling: gracefully process multiple owners and match across them.
Sandbox & production readiness: supports both environments and integration with Link.

Quick Start

Connect Plaid Identity in Link and retrieve identity data, then perform match scoring and, when required, start Identity Verification for full KYC.

Frequently Asked Questions about plaid-identity-verification

High-intent search queries and answers about installing and using this skill.

FAQPage Schema

How do I retrieve identity data from Plaid for KYC verification?▼

To retrieve Plaid identity data for KYC verification, connect the Plaid Identity product via Link and use identityGet to fetch account holder names, addresses, emails, and phone numbers.

How does Plaid identity matching work for comparing user-provided information?▼

Plaid identity matching compares retrieved account holder data against user-provided information using identityMatch, generating match scores to validate identity consistency and support risk scoring workflows.

Can I handle joint accounts with multiple owners during Plaid identity verification?▼

Yes, Plaid identity verification gracefully handles joint accounts by processing multiple account owners and performing match scoring across each owner to ensure comprehensive KYC compliance.

Does Plaid identity verification support document and selfie checks for stricter compliance?▼

Yes, Plaid Identity Verification workflows initiated via Link support full KYC compliance by requiring document and selfie checks when deeper identity verification is necessary.

Do I need a specific access token to perform Plaid KYC and identity retrieval?▼

Yes, you need a Plaid access token enabled with the identity product to perform KYC retrieval, execute identityMatch scoring, and initiate Identity Verification workflows.

Does Plaid identity verification work in both sandbox and production environments?▼

Yes, Plaid identity verification supports both sandbox and production environments, allowing you to test identity retrieval and KYC flows via Link before deploying to production.