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policy-review

Extract coverage details, exclusions, limits, and risk gaps from insurance policies.

Updated Jun 20, 2026
Search Tags:#risk assessment#coverage analysis#insurance#exclusions#policy review#deductibles#broker support
One-click install
npx skills add https://github.com/Sigmacodeat/subsumio-web --skill policy-review-sigmacodeat
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: policy-review
Source: https://github.com/Sigmacodeat/subsumio-web/tree/main/server/skills/policy-review
Command: npx skills add https://github.com/Sigmacodeat/subsumio-web --skill policy-review-sigmacodeat

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

This Skill helps insurance brokers quickly understand complex policy wording by extracting coverage details, exclusions, limits, and potential gaps without treating the review as a binding coverage decision.

Core Features & Use Cases

  • Policy Analysis: Extracts coverage scope, limits, sub-limits, deductibles, conditions, and exclusions with clause references.
  • Risk and Gap Identification: Compares policy details against the client's known situation to highlight possible risks and missing protections.
  • Broker Decision Support: Produces a structured review for insurance lines such as liability, property, cyber, fleet, and life or health coverage while maintaining appropriate disclaimers.

Quick Start

Ask the policy-review skill to analyze the attached insurance policy and summarize coverage, exclusions, deductibles, and potential risks.

Frequently Asked Questions about policy-review

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I review insurance policies for coverage gaps and exclusions?▼

Insurance policy review extracts coverage scope, limits, sub-limits, deductibles, conditions, and exclusions with clause references to highlight potential risks and missing protections for clients.

Can I analyze cyber and property insurance wording using a policy review workflow?▼

Policy review supports analyzing liability, property, cyber, fleet, life, and health insurance scenarios, comparing clause-level details against client situations to identify coverage gaps.

What is the best way to compare client risk profiles against existing policy limits?▼

Risk and gap identification compares extracted policy details against the client's known situation to highlight possible risks and missing protections across various insurance lines.

Does policy review provide binding coverage decisions for insurance brokers?▼

Policy review produces non-binding decision-support outputs with coverage validation safeguards, ensuring the analysis assists brokers without treating the review as a binding coverage decision.

How do I extract deductibles and sub-limits from complex insurance policy documents?▼

Policy analysis extracts coverage scope, limits, sub-limits, deductibles, conditions, and exclusions directly from policy wording, providing structured clause-level references for broker workflows.

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