Portfolio Rebalance

Tax-aware portfolio rebalancing prioritizes trades in tax-advantaged accounts to avoid realizing large short-term capital gains in taxable accounts. It generates a trade list that estimates transaction costs and tax impacts while coordinating wash sale rules across all holdings.

Asset allocation drift occurs when current asset class weights deviate from your Investment Policy Statement targets. You should perform an allocation check when positions exceed rebalancing bands, typically set at ±3–5%, to correct the drift and restore target weights.

Coordinating wash sale rules across multiple account types involves tracking tax-loss harvesting trades to ensure you do not repurchase the same security within the 30-day window. The analysis reviews taxable and tax-advantaged holdings to prevent disallowed losses.

Yes, the analysis computes your current allocation drift and generates a trade recommendation table. This table outputs specific trades, estimates transaction costs and realized tax impacts, and displays the before and after drift changes for your portfolio.

An asset location review determines where to hold assets across taxable, IRA, Roth, and 401k accounts to maximize tax efficiency. It suggests optimal placements and outputs an implementation plan with a trade list to correct portfolio drift.

Tax-aware rebalancing avoids problematic sales in taxable accounts that trigger large short-term gains, preferring to execute trades in tax-advantaged accounts instead. This approach minimizes realized tax impacts while bringing your allocation back within target rebalancing bands.