What problem does it solve? Cardholders often cannot tell why a Ramp card will not spend, since a card with an ACTIVE lifecycle state can still be locked by sanctions or overdue tasks. This Skill inspects the true effective status of a card and safely performs activation, lock, and unlock actions with verified postconditions. ## Core Features & Use Cases - Effective Status Inspection: Uses ListCards to read is_spendable, active_locks, and blocking_task_count rather than relying on lifecycle state alone. - Physical Card Activation: Activates cards by last four digits, handling the delivery-confirmation flow only when required. - Safe Lock/Unlock Workflow: Requires explicit user confirmation before locking, routes overdue-task sanctions to ramp-complete-tasks, and re-verifies is_spendable after every write. - Use Case: An employee reports their card is declined. The agent lists their cards, finds an overdue-task lock, loads ramp-complete-tasks to resolve it, then re-checks the exact card before confirming it is spendable. ## Quick Start Ask the agent to check why your Ramp card is not working and unlock it if possible.