What problem does it solve? Agents following Ramp's published playbooks could apply for accounts, issue cards, or move money without oversight. This Skill wraps Ramp's live agent instructions with Todero governance so every spend, incorporation, card, or data-sharing action requires explicit human approval first. ## Core Features & Use Cases - Live playbook fetching: Retrieves Ramp's current get-started skill and playbooks from an explicit allowlist of agents.ramp.com URLs instead of relying on stale copies. - Provenance controls: Distinguishes Official from Community playbooks and fails closed when provenance is unclear. - Mandatory approval gates: Blocks account applications, incorporation, CLI installs, card issuance, money movement, and sensitive data sharing until a Todero approval names the action, cost, data, and risks. - Use Case: A founder asks an agent to set up Ramp for a new company. The agent fetches Ramp's get-started playbook, pauses before submitting the application, and creates a Todero approval detailing the data to be shared before proceeding. ## Quick Start Ask the agent to set up Ramp for the company using this skill and require approval before any account application or card creation.